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Too Good to be True...

When someone offers you a credit card rate (or anything, for that matter) that appears too good to be true.  It probably is....  When it comes to credit card processing, make sure that you are aware of "EVERYTHING" that you will be charged.  There are many offers out there with a great "Rate" (That's the Bait).  There are dozens of other charges that might apply.  For example: transaction fees, statement fees, annual fees, POS WATS fees, ACH fees, set up charges, and the list goes on and on.

Something as small as a transaction fee can seem like its no big deal, but it might add another .05% to your rate.  We have seen "rates" being offered as low as 1.5%.  I'll be the first to admit, that's a great rate.  Upon further examination the additional fees have doubled the effective rate.  Nearly all of these "deals" have contracts that are very costly and difficult to exit.   

 

 

 

 

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